Access debt-free cash from home equity. Make home equity liquid and tradable
QuantmRE is the platform that links homeowners and investors, providing homeowners with access to debt-free financing, and investors with access to investments in prime residential real estate.
We originate Home Equity Agreements – a financial tool that enables homeowners to get a cash lump sum from their home equity with no monthly payments, no interest, and no added debt. The homeowner has up to thirty years to sell their home or refinance the agreement.
What is a Home Equity Agreement?
A Home Equity Agreement allows a homeowner to sell a share of the current and potential future value of their home in exchange for cash today. A Home Equity Agreement is not a… Read more
Access debt-free cash from home equity. Make home equity liquid and tradable
QuantmRE is the platform that links homeowners and investors, providing homeowners with access to debt-free financing, and investors with access to investments in prime residential real estate.
We originate Home Equity Agreements – a financial tool that enables homeowners to get a cash lump sum from their home equity with no monthly payments, no interest, and no added debt. The homeowner has up to thirty years to sell their home or refinance the agreement.
What is a Home Equity Agreement?
A Home Equity Agreement allows a homeowner to sell a share of the current and potential future value of their home in exchange for cash today. A Home Equity Agreement is not a tenancy in common, not a mortgage, not a line of credit, and not a reverse mortgage. The homeowner can receive a cash lump sum of up to $500,000 with no interest and no added debt. There are no monthly payments, ever.
The Agreement can be settled by selling the home, or by refinancing or renewing the Agreement (all of which may be as long as 30 years in the future).
Homeowners who have been turned down for a loan or mortgage can still qualify for a Home Equity Agreement.
QuantmRE makes it easy for a homeowner to find out how much home equity they could access by entering their address on our online calculator:
The investor in the Home Equity Agreement ('HEA') receives the equivalent of a preferred equity position in a residential owner-occupied (or non owner-occupied) home, secured by a lien on title – an efficient and scalable way to gain exposure to potential equity appreciation in residential real estate without the cost and management of ownership. The structure of an HEA provides magnified returns with downside protection, and the investment is not directly correlated to stocks, bonds, or REITS.
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Leveraging the Algorand blockchain protocol, we are developing a blockchain-based secondary trading platform and marketplace to enable investors to buy and sell fractionalized Home Equity Agreements.