Test the Waters


Self-driving wallet for the global citizen

Self-driving wallet for the global citizen. We unlock financial benefits needed for our time to help people recover from the financial setbacks caused by the pandemic. Our proprietary risk model maximizes the likelihood of sustainable high returns for our users.

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Security Type
Min Investment
San Francisco, CA
Offering Date
October 13, 2021
Expected Close Date
January 11, 2022


Melvin Noche, Co-Founder & CEO
Former industry analyst & insights manager @ Google. Seasoned corporate finance consultant across multiple industries and geographies. Cambridge University, Master of Finance; Trained CPA.

Ivy Irene Andreenkova, Co-Founder & CTO
15+ years experience as product manager & software developer building B2B and B2C digital products. Former product manager for a Decacorn in Southeast Asia. Expert in product strategy, branding, and growth hacking.

Damien Allonsius, PhD, Consultant
An experienced Data Scientist at Qwant specializing in Machine Learning. He has a Master of Mathematics from Cambridge University and a Phd from Université Paris - Saclay.

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Security Description

A SAFE is an agreement between you—the investor—and the company in which the company promises to give you a future equity stake based on the amount you invested. It also involves some kind of a triggering event that must take place in order for you to get your future equity stake. Be careful as you may only get equity if a particular event is triggered.

Key Deal Facts

Qinta is solving a big problem. Nearly half of Americans missed their financial goals in 2020.
We built a world-class team with experience at Google, BrandLab, Grab, Qwant, and FTI Consulting.
Our team includes Cambridge University postgrads with Finance, ML and risk management specialties.
A digital wallet built to provide market-leading returns of up to 10% apy on savings.
Developed a proprietary risk-return model that maximizes likelihood of sustainable high returns.
Early traction: 2,000+ individuals signed up for early access to Qinta.
Built and tested a working prototype.
Glenn Paradis, CFA and former Partner at Emerald Peak Private Equity invested on same terms.