Qube Money

Cash Envelope Banking

Claim My Business
Security Type
Convertible Note
Technology, Financial Services
Min Investment
Pleasant Grove, UT
Offering Date
October 19, 2021
Expected Close Date
April 30, 2022
Target Raise
No. Investors
Security Price
Number of Employees
Short Term Debt
Cost of Goods
Long Term Debt
Net Income

Company Description

The power of digital banking with cash envelopes. We change the environment of money, making saving and spending money with purpose easy for everyone.

Key Deal Facts

#1 budgeting app of 2021—Real Simple Smart Money Awards.
+30k downloads and averaging over 50 new customers per day.
$16.48 customer acquisition cost (CAC). $92.88 annual average revenue per account (ARPA).
$440/month (avg) in savings per customer when credit card spending is replaced with Qube Money.
200 influencer partners, including The College Investor and The Busy Budgeter, Lauren Greutman.
15X revenue multiplier (base) in the exploding Fintech industry!
$5M raised to date with 58 accredited investors.
10M people have tried cash envelope budgeting.

Use of Proceeds

  • ($50,000) 40% for operations, 40% for development, 15% for marketing, and 5% for Wefunder raise.
  • ($250,000) 40% toward operations, 30% toward development (budget automation, Teen/Kid card), 25% toward marketing (Partner promotion, social media ads, google ads, App Store adds), and 5% toward Wefunder.  

Management Team / Advisory Board Bios

Jay Anderton
President & CEO
Aide-de-camp, Executive Officer to multiple Air Force Generals. 13-year ops executive. VP of Young Living Essential Oils - Global Farms. As CEO, led start-up to eight-figure exit. Investor: oil, websites, real estate. Previously COO at Qube Money.

Shane Walker
Founder, CRO, and Executive VP
Raised $1M from 13 investors in 2 months, and over $5M through 58 investors in the last three years with no prior fundraising experience or training. Masters of Accounting from BYU. Became one of 30 top income earners in a $500M direct sales company.

Founder and CMO
Flipped 5 Real Estate properties at the age of 18. Mortgage Broker. 13-year Financial Planner and coach. MDRT - Top of the Table qualifier, ranking in top 1% of financial advisors worldwide. Author: The Order of Wealth. Systems builder.
Amount Raised : $639,789
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Management Team
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Security Description

A convertible security is a security that can be converted into another security, typically equity in the next round of financing.

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